Sigma
The operator inside your business — listens, acts, never moves money alone
AI Agent Runtime
Autonomous agents with policy gates and audit trails
Embedded Banking
Multi-rail payments and embedded banking rails
Ledger Systems
Double-entry ledger with mathematical invariants
Reconciliation
OCR ingestion and three-way match automation
Tax Orchestration
Multi-jurisdiction tax compliance and filing
Forecasting & Risk
Predictive cash flow and scenario simulation
NLQ Banking
Natural language queries over treasury data
Corporate Card
AI-enforced spending with real-time policies
Future of Finance
The next generation financial operating system
NEW
Financial Operating System
One unified platform for payments, treasury, spend intelligence, and quantitative investing.
Explore
Startups & Venture
Replace 5-12 disconnected tools from day one
SMBs
One platform for payments, expenses, and growth
Enterprise
Treasury intelligence at institutional scale
Government
Treasury and economic intelligence for public sector
One operating system
Banking, ledger, tax, forecasting, and agents on a single substrate. From first close to institutional treasury.
Explore enterprise
Guide
Every page in the product, and how to work it
About
The company, mission, and how we build intelligence systems
Newsroom
News, announcements, and research from SigmaPointPi
Careers
Open roles and how to join SigmaPointPi
PrivacyTermsEULARiskCompliance

Pricing

Foundation

$0
Free for every first business
Start free
  • 1 business, 1 operator
  • Pulse and double-entry books
  • 2 live bank connections
  • Invoicing with hosted pay links
  • Expenses and receipts
  • Your accountant, free
  • Unlimited viewers

Operator

$74/ month
Save 17%
Get started
  • Everything in Foundation, plus:
  • Unlimited bank connections
  • Bills, purchase orders, 3-way match
  • Vendor onboarding and identity
  • Recurring invoicing
  • Accounting, statements, cash flow
  • Tax, audit, and filings
  • Workflows and approvals
  • 5 operators, unlimited viewers
  • Additional businesses $49

Growth

$207/ month
Save 17%
Get started
  • Everything in Operator, plus:
  • Payroll, unlimited runs, $8 per person paid
  • Ask Sigma — questions in language and voice
  • Agent Fleet and Nerve Center
  • Forecast, Financial Models, Risk Radar
  • Horizon and Market Intelligence
  • One vertical pack included
  • Group consolidation across businesses
  • 15 operators, unlimited viewers
  • Additional businesses $129

Scale

From $624/ month
Save 17%
Talk to us
  • Everything in Growth, plus:
  • 5 businesses included, then $99
  • All 13 vertical packs
  • SSO and access reviews
  • Assurance desk, audit exports
  • 99.9% uptime commitment
  • 40 operators, unlimited viewers
  • Onboarding with a named engineer

Prices shown don't include applicable tax. Price and plans are subject to change at SigmaPointPi's discretion.

Compare plans

Features
FoundationStart free
OperatorGet started
GrowthGet started
ScaleTalk to us
Intelligence
PulseThe live state of the business, the moment you sign in.
Ask SigmaQuestions in plain language and by voice, answered from your governed data.
HorizonWhat is coming at the business next, before it lands.
Vault & DocumentsSecure documents with intelligence over what they say.
WorkbooksBring spreadsheets in; the system reads them into the ledger.
ForecastCash and revenue ahead, with the assumptions on the table.
EntitiesThe legal structure behind the group, mapped.
Money
BankingLive accounts and balances across your institutions.
2 connections
Unlimited
Unlimited
Unlimited
TransactionsEvery movement, categorized and searchable.
WalletClosed-loop balance with instant internal transfers.
CardsCompany cards with policies. No subscription fee when they arrive.
Coming
Coming · free
Coming · free
Coming · free
Operations
PayrollUnlimited runs, W-2 and contractor, figures drawn from the ledger.
$8 / person paid
$8 / person paid
SchedulingShifts, hours, and labor against the plan.
Expenses & receiptsCapture on the spot; policy checks before reimbursement.
InvoicingSend, recur, and get paid on hosted pay links.
Send & get paid
+ Recurring
+ Recurring
+ Recurring
Bills & purchase ordersFrom order to bill to payment, connected.
ApprovalsNothing significant moves without the right sign-off.
Vendor trust
Vendor onboarding & identityKnow who you are paying before you pay them.
Freeze ConsoleStop payments to a vendor the moment something looks wrong.
3-way matchOrder, receipt, and bill reconciled before money leaves.
Payment executionsOutbound payments with an audit trail on every step.
Finance
AccountingDouble-entry ledger, chart of accounts, close readiness.
Books
Full
Full
Full
Financial statementsP&L, balance sheet, cash flow, presentation-ready.
Financial modelsScenarios you can defend, on your live numbers.
Market intelligenceThe market context your decisions sit inside.
TaxQuarterly estimates, deductions, 1099s, state nexus.
Audit & filingsFiling figures traced to ledger lines, not typed in.
Cash flowWhere the cash actually went, and where it is going.
Risk RadarStress the business before the world does.
Automation
Agent FleetWorking agents that prepare, draft, and reconcile for you.
Nerve CenterEvery agent action visible, bounded, and reversible.
Calibration & model qualityHow right the models have been, measured continuously.
WorkflowsYour operating rules, running without you.
Flows & ontologyHow money and meaning move through the business, drawn live.
Integration HubBanks, commerce, books you already use, connected in minutes.
Banks
All
All
All
Usage
Businesses under one loginA business is a line on your subscription, not a new one.
1
+$49 each
+$129 each
5 included, then $99
Group consolidationEliminations proven to net to zero before a consolidated figure renders.
Vertical packsStartup, restaurant, real estate, nonprofit, and nine more.
1 included
All 13
Operator seatsSeats that can operate the books. Viewers are never counted.
1
5
15
40
Viewer seatsUnlimited on every plan.
Unlimited
Unlimited
Unlimited
Unlimited
Accountant seatYour accountant is always free.
Free
Free
Free
Free
Security & admin
Role-based accessA role belongs to the person and the business, never to the person alone.
Central billingOne subscription and one console across every business.
Approval chains on moneyNothing significant moves without the right sign-off.
SSOSingle sign-on.
Quarterly access reviewsAccess reviewed on a quarterly cadence.
Assurance desk & audit exportsAssurance desk and audit trail exports.
Uptime commitment99.9% uptime commitment on Scale.
99.9%

Questions

Payroll, Ask Sigma with the Agent Fleet, Forecast, Financial Models, Risk Radar, Horizon, Market Intelligence, one vertical pack, and group consolidation across your businesses.