Order recorded from the floor
Order
Sigma
The operator inside your business — listens, acts, never moves money alone
AI Agent Runtime
Autonomous agents with policy gates and audit trails
Embedded Banking
Multi-rail payments and embedded banking rails
Ledger Systems
Double-entry ledger with mathematical invariants
Reconciliation
OCR ingestion and three-way match automation
Tax Orchestration
Multi-jurisdiction tax compliance and filing
Forecasting & Risk
Predictive cash flow and scenario simulation
NLQ Banking
Natural language queries over treasury data
Corporate Card
AI-enforced spending with real-time policies
Future of Finance
The next generation financial operating system
NEW
Financial Operating System
One unified platform for payments, treasury, spend intelligence, and quantitative investing.
Explore
Startups & Venture
Replace 5-12 disconnected tools from day one
SMBs
One platform for payments, expenses, and growth
Enterprise
Treasury intelligence at institutional scale
Government
Treasury and economic intelligence for public sector
One operating system
Banking, ledger, tax, forecasting, and agents on a single substrate. From first close to institutional treasury.
Explore enterprise
Sigma
The operator inside your business
It listens, reads your books, does the work, and will not move money on its own word.
It thinks in your books,
not in text
Move through it.
Three states,
one operator
It does the work
you would do yourself
Say it once
Choose a line.
It prepares.
Then it stops
The work is finished. The release is not its to give.
Held for approval
Payment prepared to the account of record
Two signatures required. One given.
Passkey and a second person
Nothing it does
leaves the record
Including the times it said no.
Our work is to make a business
impossible to lose track of.
A confident sentence built on nothing is the most expensive thing anyone can hand you.
It has read everything
your business ever signed
Every answer carries the line it came from.
It reads the page,
then quotes it back
It answers from the ledger
- Read at the moment you ask, never recalled
- The entry, the statement and the approver travel with it
- Thin grounding is said out loud, not smoothed over
Works while the office is empty
Reconciling, chasing, filing and watching, overnight.
And says what it did
In plain language, with the reasoning one tap away.
The night it caught something
- Four in the morning
A supplier's bank details changed. A large payment to them was already queued.
- Eleven seconds later
The request came from a forged address, the account sat in a country the last fourteen payments never touched, and the contract forbids a change made this way.
- Before anyone woke
It held that one payment. Not the supplier, not the invoices behind it.
- In the morning
The correct payment was prepared, and refused. That needed a face, a fingerprint, and a second person.
You call.
The work is waiting
A text leaves
only when you say so
Add. Edit. Remove.
On the calendar it already owns
Reminders live
where the week lives
Say open.
The surface is already there
A transfer is prepared.
Never released by voice
Upload. Read. Quote.
Nothing invented
A file enters the vault. Every answer carries the line it came from.
Drop it once.
Ask it forever
Update a record
without opening a form
Tell it once.
It keeps it
A question
is not an instruction
Which bills to pay is a question. It answers, with the order and the reason.
Pay one is an instruction. That stops at a confirmation it cannot give itself.
What it will not do
Move money because it was asked convincingly.
Reach further than the person who asked it.
Take instructions from a document.
Speak a figure to a caller it has not verified.
Quietly drop a refusal from the record.
It proposes. You decide. That order is not a setting.